[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lomnican.cz\/sluzby-financniho-poradce\/#Article","mainEntityOfPage":"https:\/\/www.lomnican.cz\/sluzby-financniho-poradce\/","headline":"Slu\u017eby finan\u010dn\u00edho poradce","name":"Slu\u017eby finan\u010dn\u00edho poradce","description":"Finan\u010dn\u00ed poradce je \u010dlov\u011bk, kter\u00fd by m\u011bl lidem pom\u00e1hat s\u00a0jejich financemi. Lid\u00e9 mnohdy maj\u00ed pocit, \u017ee finan\u010dn\u00ed poradce je naprosto zbyte\u010dn\u00fd, \u017ee takov\u00e9ho \u010dlov\u011bka ur\u010dit\u011b nepot\u0159ebuj\u00ed. Existuj\u00ed tak\u00e9 dv\u011b skupiny lid\u00ed. Prvn\u00ed skupina odm\u00edt\u00e1 jak\u00e9koliv pojistky, nechce nic platit, v\u0161echno je naprosto zbyte\u010dn\u00e9, nebudou p\u0159ece platit poji\u0161\u0165ovn\u00e1m zbyte\u010dn\u00e9 pen\u00edze, proto\u017ee jim se stejn\u011b nic nestane. […]","datePublished":"2025-02-28","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.lomnican.cz\/author\/#Person","name":"lomnican.cz\n","url":"https:\/\/www.lomnican.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lomnican.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lomnican.cz\/wp-content\/uploads\/img_a294659_w2129_t1506507909.jpg","url":"https:\/\/www.lomnican.cz\/wp-content\/uploads\/img_a294659_w2129_t1506507909.jpg","height":0,"width":0},"url":"https:\/\/www.lomnican.cz\/sluzby-financniho-poradce\/","about":["Slu\u017eby"],"wordCount":560,"articleBody":"Finan\u010dn\u00ed poradce je \u010dlov\u011bk, kter\u00fd by m\u011bl lidem pom\u00e1hat s\u00a0jejich financemi. Lid\u00e9 mnohdy maj\u00ed pocit, \u017ee finan\u010dn\u00ed poradce je naprosto zbyte\u010dn\u00fd, \u017ee takov\u00e9ho \u010dlov\u011bka ur\u010dit\u011b nepot\u0159ebuj\u00ed. Existuj\u00ed tak\u00e9 dv\u011b skupiny lid\u00ed.Prvn\u00ed skupina odm\u00edt\u00e1 jak\u00e9koliv pojistky, nechce nic platit, v\u0161echno je naprosto zbyte\u010dn\u00e9, nebudou p\u0159ece platit poji\u0161\u0165ovn\u00e1m zbyte\u010dn\u00e9 pen\u00edze, proto\u017ee jim se stejn\u011b nic nestane. Spo\u0159it si? A na co, v\u0161ak j\u00e1 se d\u016fchodu stejn\u011b nedo\u017eiju, a rad\u0161i si koup\u00edm v\u011bci te\u010f, ne\u017e abych se vzd\u00e1val \u010d\u00e1sti pen\u011bz, kter\u00e9 bych mohl u\u0161et\u0159it.\u00a0 Ano, v\u00fdmluv je opravdu hodn\u011b. Jsou ale tyto v\u00fdmluvy spr\u00e1vn\u00e9? Bohu\u017eel p\u0159\u00edli\u0161 ne!Druh\u00e1 skupina lid\u00ed m\u00e1 v\u0161e poji\u0161t\u011bn\u00e9 a zaji\u0161t\u011bn\u00e9.Odkl\u00e1d\u00e1 si alespo\u0148 n\u011bjakou \u010d\u00e1stku, tak\u017ee se sna\u017e\u00ed i \u0161et\u0159it a n\u011bjak funguje.A\u0165 u\u017e spad\u00e1te do prvn\u00ed nebo druh\u00e9 skupiny, jist\u011b m\u016f\u017eete slu\u017eby finan\u010dn\u00edho poradce vyu\u017e\u00edt. Jestli\u017ee jste \u010dlov\u011bk, kter\u00fd nem\u00e1 uzav\u0159en\u00e9 nic, finan\u010dn\u00ed poradce v\u00e1m m\u016f\u017ee dokonale vysv\u011btlit situaci, co by se mohlo v\u0161echno st\u00e1t a jak\u00e9 m\u00e1te mo\u017enosti, abyste mohli b\u00fdt zaji\u0161t\u011bn\u00ed alespo\u0148 \u010d\u00e1ste\u010dn\u011b za m\u00e1lo pen\u011bz. Jde o to, \u017ee se v\u00e1s pokus\u00ed alespo\u0148 \u010d\u00e1ste\u010dn\u011b zasv\u011btit do tajemstv\u00ed finan\u010dn\u00ed gramotnosti, kterou mnoho \u010desk\u00fdch obyvatel st\u00e1le je\u0161t\u011b postr\u00e1d\u00e1. Jestli\u017ee ji\u017e m\u00e1te uzav\u0159en\u00e9 pojistky a \u017e\u00e1dn\u00e9 dal\u0161\u00ed nechcete, m\u00e1te pocit, \u017ee finan\u010dn\u00edho poradce nepot\u0159ebujete, proto\u017ee on v\u00e1m p\u0159ece bude nutit dal\u0161\u00ed a dal\u0161\u00ed v\u011bci, kter\u00e9 jednak nechcete a jednak u\u017e v\u00e1m na n\u011b nezb\u00fdvaj\u00ed pen\u00edze. Tak\u00e9 se m\u00fdl\u00edte! Finan\u010dn\u00ed poradce je tady od toho, aby prozkoumal va\u0161i situaci, prohl\u00e9dl va\u0161e aktu\u00e1ln\u00ed smlouvy. Jeho c\u00edlem je vn\u00e9st do va\u0161ich finan\u010dn\u00edch z\u00e1le\u017eitost\u00ed \u0159\u00e1d. Tud\u00ed\u017e s\u00a0v\u00e1mi provede finan\u010dn\u00ed anal\u00fdzu va\u0161\u00ed rodiny, kde zjist\u00ed, kolik m\u011bs\u00ed\u010dn\u011b vyd\u011bl\u00e1te, a jak\u00e9 jsou va\u0161e m\u011bs\u00ed\u010dn\u00ed v\u00fddaje. Po prostudov\u00e1n\u00ed va\u0161ich smluv v\u00e1m m\u016f\u017ee nab\u00eddnout t\u0159eba n\u011bjak\u00e9 lep\u0161\u00ed a levn\u011bj\u0161\u00ed varianty, t\u00edm p\u00e1dem v\u00e1m m\u016f\u017ee u\u0161et\u0159it i n\u011bjakou tu korunu.Dal\u0161\u00ed v\u00fdhodou je, \u017ee pokud si se sv\u00fdm finan\u010dn\u00edm poradcem padnete do oka ji\u017e od za\u010d\u00e1tku, m\u016f\u017eete s\u00a0n\u00edm spolupracovat po celou dobu, co to budete pot\u0159ebovat. Kdykoliv budete muset prov\u00e9st n\u011bjak\u00e9 zm\u011bny, uzav\u0159\u00edt novou pojistku, \u0159e\u0161it pojistnou ud\u00e1lost, uzav\u0159\u00edt nov\u00e9 spo\u0159en\u00ed, \u0159e\u0161it hypot\u00e9ku \u010di \u00fav\u011br a dal\u0161\u00ed a dal\u0161\u00ed v\u011bci, m\u016f\u017eete zavolat tomu jedin\u00e9mu \u010dlov\u011bku, poradit se a \u0159e\u0161it to s\u00a0n\u00edm. To je opravdu v\u00fdhoda, proto\u017ee nemus\u00edte l\u00edtat po pobo\u010dk\u00e1ch, kde v\u00e1s mohou snadno obrat, pokud jsou pro v\u00e1s tyto v\u011bci naprost\u00e9 tabu a nerozum\u00edte jim. Jestli\u017ee sv\u00e9mu finan\u010dn\u00edmu poradci v\u011b\u0159\u00edte, je to nejlep\u0161\u00ed mo\u017en\u00e1 situace.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Slu\u017eby finan\u010dn\u00edho poradce","item":"https:\/\/www.lomnican.cz\/sluzby-financniho-poradce\/#breadcrumbitem"}]}]